Pension LUMP SUM Withdrawal Payments(Nenkin)

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Non Japanese LUMP SUM Withdrawal Payment(Nenkin) and  Income Tax Refund
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How is the amount of Lump-sum Withdrawal Payment (Nenkin) calculated?

The amount to be paid increases on a 6-month basis up to only 36 months. The payment made after the third year is not included.
Therefore, the amount received is the same for those who enrolled in the system for 3 years or 9 years.

① In case of National Pension

The amount to be paid depends on the month of your last payment, and enrollment period. The table below shows payment amount for different enrollment period (the last month is between April 2017 to March 2018).

Your total coverage periods (month) Payments amount
6 to 11 months 49,470 Yen
12 to 17 months 98,940 Yen
18 to 23 months 148,410 Yen
24 to 29 months 197,880 Yen
30 to 35 months 247,350 Yen
36 months and more 296,820 Yen

② In case of Employees Pension Insurance

The payment for employee pension is calculated by Average Salary x Payback Rate(which is, [pension rate x 1/2] x enrollment period).
Example: If you work in Japan for 1 year, the amount to be paid will be about the same as your 1-month amount of Average Salary. If 2 years, 2-month amount of Average Salary, if 3 years, 3-month amount of Average Salary.
* Average Salary means sum of 「Monthly Standard Salary」 and 「Bonus」divided by total working months.
* Only 3 years payment wil be received even if your enrollment period exceeds 3 years (as of April 2020).

For more information

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